Insuring Life is the most important aspect of Financial Planning. God has given the greatest gift ever to mankind i.e. Earning Capacity. The Earning Capacity generates the Income which is the most important part of our life & our finance. However, there are some threats to our Earning Capacity & untimely death is one of them. By insuring the life for a right value protects our income even after death & therefore protects our family from financial disaster.

Life insurance is a financial agreement that a person enters with an insurance company. On making regular premium payments, the insurance company provides the policyholder's beneficiaries a lump-sum payment upon their passing.

Life insurance offers numerous benefits, some of which are:

• It provides your dependents with financial security 
• The death benefit can replace lost income, cover outstanding debts, and assist with daily living expenses after your passing
• Death Benefit under Life Insurance products are tax-free. So your beneficiaries can receive the full amount without tax deductions. Thus, it also helps pass on assets and wealth to the next generation efficiently.
• It prevents your family from inheriting your debt, preserving their financial stability.